Heritage Housing Solutions works with experienced lending partners who understand manufactured housing and the unique structure of manufactured-home transactions.
The right financing option depends on how your home and property are structured. Some buyers need home-only financing, while others need a land-home package that combines the manufactured home and real estate into one transaction.
Our team can help you identify the appropriate financing path before you begin the application process.
Chattel / Home-Only Financing
Chattel financing is generally used when the manufactured home is financed separately from the land. This may include homes located in land-lease communities or other situations where the home remains personal property.
AutoMHatic Financial
AutoMHatic specializes in manufactured-home financing with programs designed for home-only transactions.
Triad Financial Services
Triad Financial Services offers manufactured-home lending programs for qualified homebuyers and has extensive experience in the manufactured housing industry.
Apply with Triad Financial Services
Land-Home Financing
Land-home financing is generally used when the manufactured home and real estate are financed together. This may include placing a new home on land you already own, purchasing land together with the home, or replacing an existing home on your property.
Novus Home Mortgage
Novus Home Mortgage offers financing options for manufactured-home and land transactions, including projects involving new home placement and eligible construction-related costs.
Apply with Novus Home Mortgage
American Portfolio Mortgage
American Portfolio Mortgage provides land-home financing options for manufactured housing projects, including eligible home, land, installation and project-related costs.
Apply with American Portfolio Mortgage
Not Sure Which Financing Option Fits?
You do not need to figure it out alone. Heritage Housing Solutions can review the basic structure of your project and help point you toward the financing path that best fits your transaction.
Financing Disclosure: Financing is provided by independent third-party lenders. Loan approval, rates, terms, down-payment requirements, geographic availability and program guidelines are determined by each lender. Heritage Housing Solutions is not a lender and does not make credit or loan approval decisions.